Loan Quality Control Specialist

Responsible for the quality control and system review of all commercial, residential and consumer loan documents, ensuring with accuracy that all loans are processed and documented in accordance with Bank Policy and secondary market requirements where applicable.

Specific Job Functions:

• Possesses a high level of knowledge of regulations related to commercial and consumer lending documentation requirements, utilizing internal and external training resources to maintain that knowledge and to keep up with any regulatory, legal or policy changes as they occur
• Responsible for maintaining compliance with all laws, regulations, Bank policy and procedures pertaining to job function
• Develops and maintains a strong working knowledge of the Bank's loan processing and document imaging/content management systems
• Conducts post-closing Quality Control reviews of a selection of new, renewed, modified and extended loans for correct and complete loan documentation; proper lien perfection, credit approval as required per Bank policy; and compliance with government regulations and Bank policies
• Identifies and tracks errors during Quality Control reviews and follow up with loan officers or other team members to ensure that acceptable corrections are made to satisfy documentation and compliance requirements
• Maintains a report of Quality Control findings, which is provided to the Bank's Board of Directors quarterly and is available for review by Internal and External Audit or other third-party reviews, if applicable
• Assists in the investigation and resolution of any Quality Control findings or loan documentation discrepancies promptly and efficiently
• Assists in the preparation of month-end loan and exception reports and other reports as assigned
• Carry out such other duties as may be assigned or requested